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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa accessible services

This card was easily accessible with no discrimination to your credot history even if it is not very good also the app to your account displays other services to have all under one umbrella. Reviewed on: 15th April 2026

Great customer service and nice easy app to use.

Great customer service and nice easy app to use. No complications Reviewed on: 15th April 2026

Fantastic company to deal with and will recommend Z...

Fantastic company to deal with and will recommend Zopa to all family and friends Reviewed on: 15th April 2026

they are the best

It's a very good credit card and I'm very happy to work with them. Reviewed on: 15th April 2026

all good just what i needed.

all good just what i needed. easy Reviewed on: 15th April 2026

Good all round experience easy to use app and websit...

Good all round experience easy to use app and website even for an older person Reviewed on: 15th April 2026

It has been a great experience up to now

It has been a great experience up to now Reviewed on: 15th April 2026

It is an excellent card also for international use

It is an excellent card also for international use Reviewed on: 15th April 2026

Very happy with the quickness of time I filled out m...

Very happy with the quickness of time I filled out my application and got accepted and the speed my card turned up Reviewed on: 15th April 2026

I dont have the Zopa Credit card for very long time...

I dont have the Zopa Credit card for very long time but I loved very straight forward answer all questions straight no hiding nothing at all when I start application its easy so that its big thank you to Zopa Credit card Reviewed on: 15th April 2026

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