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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

it is good to have zopa credit card it is...

it is good to have zopa credit card it is easy to use Reviewed on: 15th April 2026

Zopa are fabulous! Definitely recommend.

Zopa were there for me when I needed a bit of help rebuilding my credit. Definitely recommend. Reviewed on: 15th April 2026

App and services work really well , easy to manage ,...

App and services work really well , easy to manage , very clear and concise Reviewed on: 15th April 2026

Zopa was the first credit card that trusted me and h...

Zopa was the first credit card that trusted me and helped me build back my credit rating. No other credit lenders would consider me. My rating is improving each month thanks to Zopa. Highly recommended . My score has made my life much better! Reviewed on: 15th April 2026

Excellent experience and support

Excellent experience good and easy to use Reviewed on: 15th April 2026

Was really struggling to mange bills this app helped...

Was really struggling to mange bills this app helped me change my life around literally don’t know what I’d have done with out knowing about this app highly recommended Reviewed on: 15th April 2026

Never had a problem !

Never had a problem ! Card always works when I need it Reviewed on: 15th April 2026

Easy to work with.

Easy to work with. Quick turn around d from applying to receiving the card! Very easy to use website. Reviewed on: 15th April 2026

Never had any problems with Zopa using the card or p...

Never had any problems with Zopa using the card or paying money onto it and security for transactions is good. Reviewed on: 15th April 2026

I fell very easy to use very happy to spend...

I fell very easy to use very happy to spend Reviewed on: 15th April 2026

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