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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application process, great app!

Easy application process, great app! Highly recommend Reviewed on: 15th April 2026

Great company and good customer service

Great company and good customer service Reviewed on: 15th April 2026

Great options and simplified process

Great options and simplified process for application and on-boarding Reviewed on: 15th April 2026

Great card worth having nothing to much trouble

Great card worth having nothing to much trouble Reviewed on: 15th April 2026

I had my card 6 month got limit increased

I had my card 6 month got limit increased Reviewed on: 15th April 2026

Zopa credit card

Very helpful and easy to apply . Also can see borrowing score Reviewed on: 15th April 2026

Very good experience .

Very good experience . Zopa provides very good customer service. M very happy and satisfied with Zopa. Reviewed on: 15th April 2026

Yes you gave me credit when I need it most I need it...

Yes you gave me credit when I need it most I need it pay for things in general but I had big purchase from my normal money Reviewed on: 15th April 2026

Top notch & simple

So far the service has been great and the app easy to use. Very happy Reviewed on: 15th April 2026

Zopa is user friendly but the credit limit increases...

Zopa is user friendly but the credit limit increases lot of time Reviewed on: 15th April 2026

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