Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Never had a problem !

Never had a problem ! Card always works when I need it Reviewed on: 15th April 2026

Easy to work with.

Easy to work with. Quick turn around d from applying to receiving the card! Very easy to use website. Reviewed on: 15th April 2026

Never had any problems with Zopa using the card or p...

Never had any problems with Zopa using the card or paying money onto it and security for transactions is good. Reviewed on: 15th April 2026

I fell very easy to use very happy to spend...

I fell very easy to use very happy to spend Reviewed on: 15th April 2026

Easy application process, great app!

Easy application process, great app! Highly recommend Reviewed on: 15th April 2026

Great company and good customer service

Great company and good customer service Reviewed on: 15th April 2026

Great options and simplified process

Great options and simplified process for application and on-boarding Reviewed on: 15th April 2026

Great card worth having nothing to much trouble

Great card worth having nothing to much trouble Reviewed on: 15th April 2026

I had my card 6 month got limit increased

I had my card 6 month got limit increased Reviewed on: 15th April 2026

Zopa credit card

Very helpful and easy to apply . Also can see borrowing score Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 3.90 from 21 reviews
Credit card
from Yonder 4.85 from 952 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub