Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 35,321 reviews, last reviewed 26th Feb 2025
91800% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Customer Service Experience! Excellent Customer Service Experience!Gr Reviewed on: 26th February 2025
Mark Kelly's avatar
Mark Kelly

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit Card reviews (35321)

In an ideal world we would not need credit cards, bu...

5
In an ideal world we would not need credit cards, but as we not in that situation Zopa made it an easy friendly experience, credit should not be taken lightly, but I find Zopa very easy to manage and transparent. Reviewed on: 16th January 2025

Very good everytime I need a help financially zopa a...

5
Very good everytime I need a help financially zopa always there to help. And my problem solved always.. Reviewed on: 16th January 2025

Fantastic Customer Service

5
Fantastic customer service, solved and issue quickly with reassurance throughout. Reviewed on: 16th January 2025

I never, ever have issues with Zopa.

5
I never, ever have issues with Zopa. I shall remain loyal to them as they have proved that they are a trusted, reliable company. I've had other credit cards but got rid of them so that I can have peace of mind with, what I think, is the most stand out one of all my experiences. Reviewed on: 16th January 2025

Easy to use app , easy to make payments

4
Easy to use app , easy to make payments Reviewed on: 16th January 2025

Easy and straightforward and excellent customer serv...

5
Easy and straightforward and excellent customer service Reviewed on: 16th January 2025

Even with a below average credit score and not the b...

5
Even with a below average credit score and not the best lend ability score, they were still able to help me, which is helping reach my goal of a better credit profile Reviewed on: 16th January 2025

Have always found Zopa to be sensible & progressive...

5
Have always found Zopa to be sensible & progressive with their approach to lending. App based card with simple navigation and good functionality. Reviewed on: 16th January 2025

The app is very good to use and sort out any difficu...

5
The app is very good to use and sort out any difficulties at hand. Reviewed on: 16th January 2025

Zopa is a good credit card provider

4
Zopa is a good credit card provider Reviewed on: 16th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products