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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very good experience .

Very good experience . Zopa provides very good customer service. M very happy and satisfied with Zopa. Reviewed on: 15th April 2026

Yes you gave me credit when I need it most I need it...

Yes you gave me credit when I need it most I need it pay for things in general but I had big purchase from my normal money Reviewed on: 15th April 2026

Top notch & simple

So far the service has been great and the app easy to use. Very happy Reviewed on: 15th April 2026

Zopa is user friendly but the credit limit increases...

Zopa is user friendly but the credit limit increases lot of time Reviewed on: 15th April 2026

A great card and the online account is easy to use.

I have had no problems with Zopa, it's a handy card to have and the online account makes everything easy Reviewed on: 15th April 2026

Had an outstanding experience with Zopa super easy t...

Had an outstanding experience with Zopa super easy to use app is fabulous Reviewed on: 15th April 2026

Very good

Very good easy to use can find everything on the app Reviewed on: 15th April 2026

Excellent very pleased with the credit card and easy...

Excellent very pleased with the credit card and easy to operate straight forward no fuss many thanks . Reviewed on: 15th April 2026

All good no problems at all, doesnt seem to be any i...

All good no problems at all, doesnt seem to be any issues Reviewed on: 15th April 2026

It's a handy and good service always let you know wh...

It's a handy and good service always let you know when it's been used and app is easy to navigate Reviewed on: 15th April 2026

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