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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A great card and the online account is easy to use.

I have had no problems with Zopa, it's a handy card to have and the online account makes everything easy Reviewed on: 15th April 2026

Had an outstanding experience with Zopa super easy t...

Had an outstanding experience with Zopa super easy to use app is fabulous Reviewed on: 15th April 2026

Very good

Very good easy to use can find everything on the app Reviewed on: 15th April 2026

Excellent very pleased with the credit card and easy...

Excellent very pleased with the credit card and easy to operate straight forward no fuss many thanks . Reviewed on: 15th April 2026

All good no problems at all, doesnt seem to be any i...

All good no problems at all, doesnt seem to be any issues Reviewed on: 15th April 2026

It's a handy and good service always let you know wh...

It's a handy and good service always let you know when it's been used and app is easy to navigate Reviewed on: 15th April 2026

Easy to contact and understang was a helpful way to...

Easy to contact and understang was a helpful way to get a credit card without to much hassle Reviewed on: 15th April 2026

I've never spoke to customer service because I've ne...

I've never spoke to customer service because I've never had any issues all smooth for me. Reviewed on: 15th April 2026

Great help

Been Great experience. Intrest is very low too Reviewed on: 15th April 2026

Transparent process, great product.

First proper credit card, answered all my questions and very transparent. Reviewed on: 15th April 2026

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