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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 10th May 2025

73% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Amazing credit card really helps me manage my money Amazing credit card really helps me manage my money Reviewed on: 10th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (94)

Do not use..

Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

I applied 3 times for a bank account after receiving...

I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even after sending ID documents. I find this for now, poor service. Otherwise Zopa is good Reviewed on: 22nd April 2025

I paid of my card but it seems they can’t find the p...

I paid of my card but it seems they can’t find the payment even though I have proof of payment from my bank terrible service still not sorted Reviewed on: 22nd April 2025

Immature Company

You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

I cant open the application to see My card My balanc...

I cant open the application to see My card My balance, i was calling many times nobody resolving the problem Reviewed on: 17th April 2025

At the beginning of my credit card I became Hill and...

At the beginning of my credit card I became Hill and not able to work. I got in contact with Zopa several times obviously because I fell behind on payment and when I got back into work, I brought my credit card back up to date book Zopa still cancelled my credit card Reviewed on: 17th April 2025

Atrocious

Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

Zooa are the most useless card company on the planet.

Zooa are the most useless card company on the planet. They do not do what they say will do and even when your credit history is a whole lot better they keep you on a low score . Avoid this company if you want to build your credit. Reviewed on: 2nd April 2025

Very bad customer service.

Very bad customer service. Poor decision making. Reviewed on: 2nd April 2025

Can't get any where with you .

Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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