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Zopa: Credit Card reviews

4.93
Based on 39,256 reviews, last reviewed 23rd Apr 2025
40% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa in my life Having has to rebuild my credit profile, Zopa have been with me each step of the way. They have treated me as a human being and not as something on th... Read more Reviewed on: 23rd April 2025
Joe L's avatar
Joe L

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39256)

Review of the Zopa, Credit Card:

Zopa have been in...

5
All of the dealings I’ve had with Zopa have been in clear, easy to understand language and the facilities in their app really help me manage my money better. I especially like the credit cushion facility as it gives peace of mind. Reviewed on: 15th January 2025

Zopa in my life

5
Having has to rebuild my credit profile, Zopa have been with me each step of the way. They have treated me as a human being and not as something on the bottom of your shoe. Always there for you. I feel safe and am so happy with Zopa in my life. Reviewed on: 23rd April 2025

It just makes sense

5
Easy to apply for the card and excellent customer service. I use my zopa account as my main everyday spending. It is so convenient Reviewed on: 23rd April 2025

Great starter card to build credit rating up.

5
Great starter card to build credit rating up. Reviewed on: 23rd April 2025

Great service and friendly advisors

5
Great service and friendly advisors Reviewed on: 23rd April 2025

Application process

5
Very simple application process and response fast. Reviewed on: 23rd April 2025

It's been a smooth rise with Zopa so far.

5
It's been a smooth rise with Zopa so far. Not had any issues or reasons to complain. Reviewed on: 23rd April 2025

You Gotta Zopa!

5
Great user friendly app. Great rates on card. The customer service team are helpful. The app has great FAQs too. Reviewed on: 23rd April 2025

Great company and excellent staff

5
Great company and excellent staff Reviewed on: 23rd April 2025

Speedy and professional highly recommended Zopa for...

5
Speedy and professional highly recommended Zopa for credit card, loans and savings Reviewed on: 23rd April 2025

Experience

5
Very satisfying company to deal with Reviewed on: 23rd April 2025

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