Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38495 reviews)

View other Zopa products

4.93

Based on 38,495 reviews, last reviewed 19th Apr 2025

18% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and easy to join and app great Quick and easy to join and app great Reviewed on: 19th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38495)

Review of the Zopa, Credit Card:

Easy app, good customer service, low credit limit bu...

Easy app, good customer service, low credit limit but overall is very good provider Reviewed on: 16th January 2025

Quick and easy to join and app great

Quick and easy to join and app great Reviewed on: 19th April 2025

Zopa, great customer experience

Zopa really understand money,they are always there to help with any issues. Their customer service is excellent. Their website so easy to use and easily accessible. Customers are treated as real people not just a number and a means to increase their profits, I feel valued and would recommend Zopa to everyone. Reviewed on: 19th April 2025

My experience was stress free and so easy to apply h...

My experience was stress free and so easy to apply happy 100% Reviewed on: 19th April 2025

Must have

Amazing great card to have. Would and have highly recommend it Reviewed on: 19th April 2025

You are so helpful.

You are so helpful. And have a friendly service Reviewed on: 19th April 2025

All in-All, overall, very good experience.

All in-All, overall, very good experience. For the moment. Excellent customer service customer care. Easy to use App all good so far Reviewed on: 19th April 2025

Brilliant company to deal with very professional and...

Brilliant company to deal with very professional and easy app to use Reviewed on: 19th April 2025

They are very approachable and excellent credit card

They are very approachable and excellent credit card Reviewed on: 19th April 2025

Always helpful when speaking to a human

Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.18 from 47 reviews
Charge Card
from American Express 3.86 from 24 reviews
Credit Card
from Debenhams 2.37 from 13 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub