Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37132 reviews)

View other Zopa products

4.93

Based on 37,132 reviews, last reviewed 7th Apr 2025

448700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My Zopa experience Helpful friendly always ready to help if you have any questions I would recommend Zopa to anyone. Overall a great credit card and great company to dea... Read more Reviewed on: 7th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37132)

Review of the Zopa, Credit Card:

Zopa have given me a very positive experience allowi...

Zopa have given me a very positive experience allowing me to better my credit rating Reviewed on: 4th April 2025

My Zopa experience

Helpful friendly always ready to help if you have any questions I would recommend Zopa to anyone. Overall a great credit card and great company to deal with. Reviewed on: 7th April 2025

Absolutely Excellent

Very easy to use the app and customer service support is excellent Reviewed on: 7th April 2025

They have been excellent to work with.

They have been excellent to work with. I have recommended them to a lot off my friends and family. Top company. Reviewed on: 7th April 2025

It's great when I had problems with my card they sor...

It's great when I had problems with my card they sorted it swiftly thank you zopa Reviewed on: 7th April 2025

Simply Excellence.

Brilliant service and easy to approve purchases through the app. Reviewed on: 7th April 2025

Great card excellent rates , easy going on the pocket

Great card excellent rates , easy going on the pocket Reviewed on: 7th April 2025

Zopa credit

I have always found it easy to use zopa credit card Reviewed on: 7th April 2025

Best of the rest

Excellent service, they update me with every transaction almost immediately as well as linking with other banks I use. Reviewed on: 7th April 2025

best card i have ever had got rid of other cards kee...

best card i have ever had got rid of other cards keeping this one Reviewed on: 6th April 2025

Great company

Great for building credit, app is easy to use, absolutely no issues in the 3 years I've has a Zopa card Reviewed on: 6th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.98 from 58 reviews
Cashback Plus Credit Card
from NatWest 4.38 from 59 reviews
Classic Credit Card
from Bank of Ireland 1.92 from 5 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub