Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39511 reviews)

View other Zopa products

4.93

Based on 39,511 reviews, last reviewed 24th Apr 2025

48% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very good card. very good card. nice & essy services Reviewed on: 24th April 2025

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39511)

Review of the Zopa, Credit Card:

Very helpfull.

Very helpfull.................easy app Reviewed on: 22nd April 2025

very good card.

very good card. nice & essy services Reviewed on: 24th April 2025

So easy and simple to use.

So easy and simple to use. Brilliant for neuro divergent individuals like myself Reviewed on: 24th April 2025

It was really easy for application process to get my...

It was really easy for application process to get my credit card approved and very friendly system to use I’m grateful as a customer using ZOPA. It had helped greatly abroad. Thank you. Reviewed on: 24th April 2025

Great interest rates, on saving accounts

Great interest rates, on saving accounts Reviewed on: 24th April 2025

very good to deal with.

Brilliant, exceptional service. Not heard of them prior to application, however, very good to deal with. Reviewed on: 24th April 2025

Fantastic and easy to use very happy with the servic...

Fantastic and easy to use very happy with the service and good responses , can use the card anywhere Reviewed on: 24th April 2025

Great card, easy communication.

Great card, easy communication. Very pleased with everything Reviewed on: 24th April 2025

Easily understood

Easy to understand and use, good customer service Reviewed on: 24th April 2025

Excellent service ,very good credit card

Excellent service ,easy use,would highly recommend Reviewed on: 24th April 2025

No stress, no issues, transparent.

No stress, no issues, transparent. Flexible and easy to use and understand. Can get you out of an unexpected hole. Easy to aplpy too!, plus there are services you can access to, if offered. I ve been with Zopa a while now and never had any problems. Highly recommend it. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from 118 118 Money 4.83 from 1086 reviews
Classic Credit Card
from Bank of Ireland 1.92 from 5 reviews
Advance Credit Card
from Lloyds Bank 3.97 from 58 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub