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Zopa: Credit Card reviews

4.93
Based on 39,498 reviews, last reviewed 23rd Apr 2025
47% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless and easy set up of a new credit customer we... Seamless and easy set up of a new credit customer well worth doing this with Zopa Reviewed on: 23rd April 2025
Daniel s's avatar
Daniel s

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39498)

Review of the Zopa, Credit Card:

Excellent service with care.

5
My experience has been excellent from smooth reach to the customer service who are willing to find resolution with politeness to helping manage the credit with cushion feature. It’s all awesome. Reviewed on: 23rd April 2025

Seamless and easy set up of a new credit customer we...

5
Seamless and easy set up of a new credit customer well worth doing this with Zopa Reviewed on: 23rd April 2025

Fantastic ease of doing business

5
Fantastic ease of doing business Reviewed on: 23rd April 2025

Excellent credit history rebuilding tool!

5
Excellent credit history rebuilding tool!Banks would not lend me, so I tried to look on clear score. Zopa came up with a £250 credit limit. This is exactly what I needed. Responsible use of a small balance will help to pull my score up. Reviewed on: 23rd April 2025

Convenient credit card with great customer service a...

5
Convenient credit card with great customer service and interest rates on a credit card which helps people to build better credit scores, most worthy compared to other providers. Customer services has been exceptional when making queries or seeking other support Reviewed on: 23rd April 2025

Easy to use never had a problem always helpful

5
Easy to use never had a problem always helpful Reviewed on: 23rd April 2025

ZOPA is doing great and trying to satisfy customers.

5
ZOPA is doing great and trying to satisfy customers. Reviewed on: 23rd April 2025

Excellent service Wow, brilliant product, easy app h...

5
Excellent service Wow, brilliant product, easy app hassle free Reviewed on: 23rd April 2025

Zopa services are excellent

5
Zopa services are excellent and 2nd to none. Reviewed on: 23rd April 2025

Zopa helped me build up my credit score.

5
Zopa helped me build up my credit score. The app is easy to use and navigate. Would recommend to anyone. Reviewed on: 23rd April 2025

Great Card

5
Always helpful, easy to use app, kept informed of limit and charges etc Reviewed on: 23rd April 2025

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