Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39545 reviews)

View other Zopa products

4.93

Based on 39,545 reviews, last reviewed 24th Apr 2025

49% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use app any questions dealt with no problems... Easy to use app any questions dealt with no problems excellent service Reviewed on: 24th April 2025

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39545)

Review of the Zopa, Credit Card:

Seamless and easy set up of a new credit customer we...

Seamless and easy set up of a new credit customer well worth doing this with Zopa Reviewed on: 23rd April 2025

Easy to use app any questions dealt with no problems...

Easy to use app any questions dealt with no problems excellent service Reviewed on: 24th April 2025

Zopa it's my favourite card

Zopa care about their customers, with delivering a excellent service Reviewed on: 24th April 2025

Really easy to use and no hassle

Really easy to use and no hassle Reviewed on: 24th April 2025

The card is very excellent and the app is easy...

The card is very excellent and the app is easy to use Reviewed on: 24th April 2025

Easy all the way.

Easy all the way. App is great, see everything at a glance. Easy to apply for credit and keep in track Reviewed on: 24th April 2025

Brilliant and easy to use I will definitely recommend

Brilliant and easy to use I will definitely recommend Reviewed on: 24th April 2025

Excellent Credit Card for people looking to build th...

Excellent Credit Card for people looking to build their credit. Reviewed on: 24th April 2025

Brilliant

Great company with great service and products Reviewed on: 24th April 2025

Zopa credit card has helped me with my credit score...

Zopa credit card has helped me with my credit score Reviewed on: 24th April 2025

Efficient, fair and supportive.

Efficient, fair and supportive. Very professional and are mindful of not encouraging excessive debt. Also offer great savings rates. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.18 from 47 reviews
Credit Card
from MBNA 2.76 from 188 reviews
Fluid Credit Card
from NewDay 4.14 from 103 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub