Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39750 reviews)

View other Zopa products

4.93

Based on 39,750 reviews, last reviewed 24th Apr 2025

56% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great credit card with very fair rates of interest Great credit card with very fair rates of interest Reviewed on: 24th April 2025

Latest lowest rating:

2

No balance transfer do other cards No balance transfer do other cards Reviewed on: 24th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39750)

Review of the Zopa, Credit Card:

Good service resiabile price easy to contact app rea...

Good service resiabile price easy to contact app really good easy to use ,lots of information on the app credit goee up easy to pay . Reviewed on: 24th April 2025

Great credit card with very fair rates of interest

Great credit card with very fair rates of interest Reviewed on: 24th April 2025

Zopa is an excellent credit card service,everything...

Zopa is an excellent credit card service,everything about it I have found an excellent service,would highly recommend if eligible Reviewed on: 24th April 2025

Zopa gave me a credit card and chance to prove I can...

Zopa gave me a credit card and chance to prove I can manage a credit card excellent company recommend to anyone with poor credit Reviewed on: 24th April 2025

joining was a good move

Easy to deal with very helpful and interest rate is reasonable l would happily recommend them Reviewed on: 24th April 2025

Very good credit cards and not much pay back a...

Very good credit cards and not much pay back a month Reviewed on: 24th April 2025

Good customer service also efficient

Good customer service also efficient Reviewed on: 24th April 2025

It’s a very good credit card.

It’s a very good credit card. East to get amd use. Reviewed on: 24th April 2025

Super product!

Communication is clear and timely. Great flexibility for payment structure. Quick and simple application process Reviewed on: 24th April 2025

Great service amazing product Would recommend it to...

Great service amazing product Would recommend it to everyone Reviewed on: 24th April 2025

Good service, great app and overall a professional s...

Good service, great app and overall a professional service Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.85 from 6 reviews
Credit Cards
from Virgin Money 3.73 from 792 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub