Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37118 reviews)

View other Zopa products

4.93

Based on 37,118 reviews, last reviewed 6th Apr 2025

447300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best credit card i ever have The best credit card i ever have Reviewed on: 6th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37118)

Review of the Zopa, Credit Card:

Zopa

Very good credit card, many thanks Reviewed on: 15th February 2021

The best credit card i ever have

The best credit card i ever have Reviewed on: 6th April 2025

John smith

Good interaction and good service helped me a lot Reviewed on: 6th April 2025

Just all round good service andavailability !

Just all round good service andavailability ! Reviewed on: 6th April 2025

:) it’s perfect for me it’s.

:) it’s perfect for me it’s. Good feature Reviewed on: 6th April 2025

Good card

Good card and value,always let you know what you spend Reviewed on: 6th April 2025

I have been with zopa for awhile very excellent se...

I have been with zopa for awhile very excellent service and would recommend Reviewed on: 6th April 2025

Always have been good for me no problems

Always have been good for me no problems Reviewed on: 6th April 2025

Simple access and ease of use.

Simple access and ease of use. Useful credit limit means I have a safety net for any unexpected expenses Reviewed on: 6th April 2025

Easy to use and quick to apply

Easy to use and quick to apply and set up. Reviewed on: 6th April 2025

Great service

Account opened really quickly, had no issues at all Reviewed on: 6th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 2.47 from 16 reviews
Freedom Rewards Credit Card
from Barclaycard 3.93 from 60 reviews
All in One Credit Card
from Halifax 3.94 from 71 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub