Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40194 reviews)

View other Zopa products

4.93

Based on 40,194 reviews, last reviewed 28th Apr 2025

72% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fabulous Service Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40194)

Review of the Zopa, Credit Card:

There when needed

Good card I use for emergencies and fuel app easy to use Reviewed on: 25th January 2022

Fabulous Service

Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Very friendly and helpful staff.

Very friendly and helpful staff. Contact by phone quick and straight forward. Reviewed on: 28th April 2025

Easy to use.

Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

I find good to get and spend it.

I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
All in One Credit Card
from Halifax 3.97 from 72 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub