Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 38,640 reviews, last reviewed 22nd Apr 2025
19% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Service Experience! Great Customer Service Experience! Reviewed on: 22nd April 2025
Mark Kelly's avatar
Mark Kelly

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38640)

Review of the Zopa, Credit Card:

Giving a chance

5
One of the first companies to give the chance of improving my credit rating. Reviewed on: 14th January 2023

Great Customer Service Experience!

5
Great Customer Service Experience! Reviewed on: 22nd April 2025

Great service

5
Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

5
Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

5
Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

Zopa trusted me when nobody else would, they have be...

5
Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

Really pleased with the service provided

5
Really pleased with the service provided Reviewed on: 22nd April 2025

Always up to date on line access 24/7

5
Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

5
Great credit cardGreat customer service Reviewed on: 22nd April 2025

Such a great way of budgeting on a monthly basis.

5
Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

5
Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products