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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent customer service

The app is really useful for checking and payment all info at the touch of a button. Reviewed on: 26th January 2022

Easy Simple Straightforward

Responsible lender that does not give out over the top credit limits. Clear to use app - very straightforward Reviewed on: 26th January 2022

Easiest experience

Having only been with Zopa a short while my experience with them has exceeded by far my Bank with whom I have been with for years... Their App is also very user friendly and straightforward, would certainly recommend them. Reviewed on: 26th January 2022

Why not vita zopa

I'm very happy with zopa I would vota them ova and ova ....yes I don't think you will find a better card and wish you help zopa to win the vote .....they deserve it. So let's wish the luck Reviewed on: 26th January 2022

Easy to use

Pretty good I used for a while but found a card with lower interest Reviewed on: 26th January 2022

Everything is perfect

With zopa I’m never disappointed Reviewed on: 26th January 2022

Positive

Very easy and convenient service with a helpful app. Reviewed on: 26th January 2022

Excellent quality

Keep producing such outstanding products Reviewed on: 26th January 2022

Ease of use

After using this company for a while now I find them very easy to deal with Reviewed on: 26th January 2022

Great service

Brilliant and easy to deal with would highly recommend. Reviewed on: 26th January 2022

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