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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helpful and understanding

Since being a customer I have found the service really easy and simple to use. I also really appreciate that theu do not just up credit limit all the time. Reviewed on: 26th January 2022

Very friendly service

Fantastic card really helping me build my credit score Reviewed on: 26th January 2022

Mr

Zopa is a good credit card company Reviewed on: 26th January 2022

Zopa is the best credit card provider.

Zopa is the best credit card provider. They are very reasonable and their charges are very reasonable prices. I am very happy and grateful for their tremendous services. Reviewed on: 26th January 2022

My ch better than most

Love that it’s so easy to use, and when you make a payment it’s instant! No waiting days to re use your card. Also lots of tips and hints. Love it! Reviewed on: 26th January 2022

Great service

It is the best credit card I ever use great customer service Reviewed on: 26th January 2022

Best credit card ever

Super star services, quick, easy, not problemas at all with services Reviewed on: 26th January 2022

Excellent

Brilliant card and the team are so helpful, can’t recommend Zopa enough Reviewed on: 26th January 2022

The best

Very serious and prompt when you need it. I thank them in this way. Reviewed on: 26th January 2022

Super simple to manage

Zopa was so Simple from applying making payments and using the app great service !! Reviewed on: 26th January 2022

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