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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Very happy thank you

5
Very happy thank you for help from your work you do for your customers Reviewed on: 26th January 2022
Andrew's avatar
Andrew

No issues what so ever

5
Perfect service no issues ever to report! Does what it says on the tin Reviewed on: 26th January 2022
joshtitan@hotmail.co.uk's avatar
[email protected]

Easy helpful

5
Great app keeps you in control showing you break down on months youve used it. It's so simple Reviewed on: 26th January 2022
Michael Nelson's avatar
Michael Nelson

Reliable and responsive credit card.

5
It has been a wonderful experience using Zopa. Excellent service and excellent products. Reviewed on: 26th January 2022
Bunmi Peter Ejimokun's avatar
Bunmi Peter Ejimokun

KR amazing company

5
Brilliant service given recommend them always Reviewed on: 26th January 2022
Kevin 's avatar
Kevin

Easy to use

5
Quick and easy to setup and and start using your card, with a nice clean interface on the app Reviewed on: 26th January 2022
Clive Haydon's avatar
Clive Haydon

Great card

5
Great card , easy to use app Card has helped me grow my credit rating and helped me through difficult times , Fully recommend Reviewed on: 26th January 2022
John Beck's avatar
John Beck

Good good

4
It's a nice company nice helpfull Reviewed on: 26th January 2022
yvonne brimpong's avatar
yvonne brimpong

Great card

5
Great credit card provider easy to navigate app and monthly statements easy to understand Reviewed on: 26th January 2022
Kady Hatherly's avatar
Kady Hatherly

Good

5
Very good credit card for checking account credit cards Reviewed on: 26th January 2022
Niya_ Playz's avatar
Niya_ Playz

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