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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great card

Brilliant card easy to work app is straight forward Reviewed on: 26th January 2022

App

The app is easy to use well informed Reviewed on: 26th January 2022

Easy to manage

Payments credited to account instantly app Easy to navigate accepted with credit rating Reviewed on: 26th January 2022

Credit card

Great company no hassle easy to access and use. Reviewed on: 26th January 2022

Super easy

From start to finish easiest and best I’ve ever come across highly recommend Reviewed on: 26th January 2022

Great

Precise, fair, efficient, understanding, easy to use! Reviewed on: 26th January 2022

Amazing

Would highly recommend zopa friendly and an amazing company Reviewed on: 26th January 2022

Out standing

Easy to use simple and helpful would highly recommend Reviewed on: 26th January 2022

Great bank

Applying was real easy and the contact between them and the end user is great. Reviewed on: 26th January 2022

Teo

Easy to get and spend Highly recommended Reviewed on: 26th January 2022

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