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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very helpful and useful

Zopa has helped me improve my Credit rating and giving me pride back by offering me a credit card! It’s so easy to be on control with a Zopa Credit card, You’re always aware of you balance and any payments that need to be paid and when Reviewed on: 26th January 2022

Good

Perfect bank, easy and practical to deal with it. Reviewed on: 26th January 2022

Great experience

Been the best credit card i've used ever. Easy to set up and to spend. Reviewed on: 26th January 2022

Brilliant service

Well recommended! Helping rebuild my credit! Reviewed on: 26th January 2022

Great credit card company!

Great credit card company, always keeping me up to date with my account. Sending me notifications of payments spent on my account. keeps on track of my spending. Also receive texts messages when payments are due and sends notifications of credit limit increases. Reviewed on: 26th January 2022

Love Zopa

Quick easy to pay each month brilliant Reviewed on: 26th January 2022

Excellent

Excellent service friendly and always helpful Reviewed on: 26th January 2022

Great services

Easy trusted and feel blessed to have Zopa on my side giving me help confidence that I can count on my Zopa credit card, thanks Zopa Reviewed on: 26th January 2022

Best credit card I have had any problems really easy to sort out

been with Zopa for a while really like this credit card apr is very fair and customer care is brilliant thanks again Reviewed on: 26th January 2022

Easy to use

Explain all you need to know. Clear all the situation Reviewed on: 26th January 2022

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