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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37243 reviews)

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4.93

Based on 37,243 reviews, last reviewed 12th Apr 2025

459000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company Excellent service & really good rates Reviewed on: 12th April 2025

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37243)

Review of the Zopa, Credit Card:

Reliable, easy-to-use credit card

After a terrible experience with my bank's credit card, where you could barely do anything with it without calling and waiting in a phone queue, I signed up for the Zopa credit card, not really knowing what to expect. I've been pleasantly surprised — you can do everything in the app, which updates almost instantly after the card is used, making it easy to keep track of your balance. Apparently Zopa will tell me when I'm eligible for a credit limit increase, too, rather than waiting until I ask for one and potentially put a hard search on my credit record. (I haven't seen this happen yet, but I've only had the card a few months.) Google Pay works well, too. Reviewed on: 18th February 2023

Great company

Excellent service & really good rates Reviewed on: 12th April 2025

very friendly staff

very friendly staff and always willing to help Reviewed on: 12th April 2025

Really easy application and good response time

Really easy application and good response time Reviewed on: 12th April 2025

Zopa have been brilliant!

Zopa have been brilliant! They provide great communication and I know exactly what I owe and when. Reviewed on: 12th April 2025

I have not encountered any issues with Zopa

I have not encountered any issues with Zopa Reviewed on: 12th April 2025

Excellent customer service and good attention to det...

Excellent customer service and good attention to detail Reviewed on: 12th April 2025

It has been effective efficient and quick

It has been effective efficient and quick Reviewed on: 12th April 2025

You're helpful

I'm having financial difficulties my bank wouldn't help even tho I'm in full time employment and been depositing my wages for over a decade you guys helped me and I'm a bit more confident of my financial future Reviewed on: 11th April 2025

Brilliant all round, fabulous app & customer service

Brilliant all round, fabulous app & customer service Reviewed on: 11th April 2025

Thank you

Helped me out with a credit card when some wouldn't have the time of day for me Reviewed on: 11th April 2025

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