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Zopa: Credit Card reviews

4.93
Based on 38,484 reviews, last reviewed 19th Apr 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience. Very good experience every time I have to contact them. Reviewed on: 19th April 2025
Bob Hornett's avatar
Bob Hornett

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38484)

Review of the Zopa, Credit Card:

easy

5
very easy to sign up also easy app. all working good. happy to have this card Reviewed on: 11th April 2023

Very good experience.

5
Very good experience every time I have to contact them. Reviewed on: 19th April 2025

Zopa card was very effective and easy to use it time...

5
Zopa card was very effective and easy to use it times of need Reviewed on: 19th April 2025

All rounder

4
Very good all rounder, payment plan very realistic Reviewed on: 19th April 2025

Experience has been great.

4
Experience has been great. Solid customer service and care support is available Reviewed on: 18th April 2025

Great card!.

5
Fast sign up and updates are great too! Will be using this card for many years to come. Reviewed on: 18th April 2025

Zopa helped me when I needed it.

5
Zopa helped me when I needed it. Helped me understand my situation and guided me to take control Reviewed on: 18th April 2025

So Far So Good

4
Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choice. Use it responsibly and you could avoid too much interest & will help improve credit score Reviewed on: 18th April 2025

App very easy to use.

5
App very easy to use. Options available to manage credit score. Reviewed on: 18th April 2025

Problem with a scam

5
I had a scam with an item I bought on line they looked in to it I didn't receive the goods they sorted it Reviewed on: 18th April 2025

Fraudulent Activity

5
My account was used in the USA to pay fraudulently for things and I contacted ZOPA and they solved the problem and sent me a new card Reviewed on: 18th April 2025

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