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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37067 reviews)

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4.93

Based on 37,067 reviews, last reviewed 5th Apr 2025

442300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

All round great product So easy to apply for. So easy to use. App is equally easy to navigate. Good card for getting back in the credit game as limit increases once credibili... Read more Reviewed on: 5th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37067)

Review of the Zopa, Credit Card:

Easy to use app, frequent updates on credit availabi...

Easy to use app, frequent updates on credit availability Reviewed on: 8th January 2024

All round great product

So easy to apply for. So easy to use. App is equally easy to navigate. Good card for getting back in the credit game as limit increases once credibility earned. Have recommended to many people already. Reviewed on: 5th April 2025

Not great

No Apple Pay and poor customer service for people with hearing impairments Reviewed on: 5th April 2025

Best credit card I have ever had.

Best credit card I have ever had. Credit amount just right for me Reviewed on: 5th April 2025

For balance to clear after payment is within minutes.

For balance to clear after payment is within minutes. Fastest credit card I know. Reviewed on: 5th April 2025

Superb and reliable.

Superb and reliable. So quick and low interest rate Reviewed on: 4th April 2025

I want to improve my credit rating

I was given a credit card I can controll my spending had no problems, hoping to improve my credit Rating in the future Reviewed on: 4th April 2025

I had very bad credit due to past relationship but...

I had very bad credit due to past relationship but Zopa offered me a credit card my credit score is going up so thank you for helping me much appreciated to you. Reviewed on: 4th April 2025

Just a great Bank

Great communication always ready to help and give non biased help Reviewed on: 4th April 2025

Not very high credit score.

Not very high credit score. Obtained a credit card from a different company. Was then recommended Zopa. Saved myself 10% onAPR.Sign up was easy card arrived in a couple of days. Easy to activate and to set up direct debit. Reviewed on: 4th April 2025

Although they've never upped my credit limit, I use...

Although they've never upped my credit limit, I use a few of their services because they're so good. I seem to trust Zopa more than any other card provider. Reviewed on: 4th April 2025

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