Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69078)

Excellent service app fantastic each tim e I call th...

5
Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Zopa have been really supportive and helped me with...

5
Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Easy to apply, quick to received funds and so super...

5
Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Brilliantly quick service.

5
Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Excellent service quick response

5
Excellent service quick response Reviewed on: 19th April 2026

Very good customer service helpful

5
Very good customer service helpful Reviewed on: 19th April 2026

5 star service

5
Could not be more happier. From start to finish. Easy application and the loan was in my bank account in under 2 minutes. No hassle at all. Reviewed on: 19th April 2026

Very easy application and quick process

5
Very easy application and quick process Reviewed on: 19th April 2026

Zopa was really good and quick to reply.

5
Zopa was really good and quick to reply. No nonsense financing Reviewed on: 19th April 2026

back to me with regards t...

5
Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products