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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal loan reviews (65247)

Review of the Zopa, Personal loan:

Easy to use, hassle-free process

Have taken two loans out using Zopa and had no complaints, easy go set up and competitive interest rates Reviewed on: 3rd January 2018

Honest company, rare!

The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be an honest company that’s not out to fleece people, which is rare in this day and age. Reviewed on: 13th June 2025

Zopa has been delivering excellent customer service...

Zopa has been delivering excellent customer service most esp with their loans, very generous. Reviewed on: 12th June 2025

A mostly painless experience.

A mostly painless experience. I was called directly to clarify some points and once these were ironed out the application went through smoothly and without any further fuss. Overall I'm very happy with all the services I take from Zopa. Reviewed on: 12th June 2025

Simple process and nothing was too much trouble

Simple process and nothing was too much trouble Reviewed on: 12th June 2025

Very simple to use, easy to put on extra payments gr...

Very simple to use, easy to put on extra payments great service Reviewed on: 12th June 2025

Had a loan.

Had a loan. Good rate and great app Reviewed on: 12th May 2025

AMAZING SERVICE

it was quick but detailed servcie, happy with outcome Reviewed on: 12th May 2025

Poor customer service

Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made a complaint, no response Reviewed on: 4th May 2025

Quick and easy to apply.

Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025

Fast and easy process

Fast and easy process There when needed Reviewed on: 29th April 2025

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