Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Excellent

I have excellent experience with Zopa Reviewed on: 24th April 2025

Very quick very helpful very good money in account i...

Very quick very helpful very good money in account in minute. Would use again Reviewed on: 24th April 2025

Amazing company, easy and quick to setup loan.

Amazing company, easy and quick to setup loan. Reviewed on: 24th April 2025

I called you two hours ago because I had some proble...

I called you two hours ago because I had some problems with my card, but my problem was solved very quickly. Thank you Zopa. Reviewed on: 24th April 2025

Fast and efficient

So straightforward when applying for loan and money was in my account almost immediately Reviewed on: 24th April 2025

Zopa has been fabulous throughout.

Zopa has been fabulous throughout. So easy to use. Reviewed on: 24th April 2025

I love love this credit card.

I love love this credit card. I am always aware of my spending and loan payments. They even offer a 30 day lower offer for you to consider if you want to pay off your loan early. Reviewed on: 24th April 2025

I had a good experience with zopaa.

I had a good experience with zopaa. Quick answer and fast money transfer Reviewed on: 24th April 2025

"personal loan in ZOPA provided the financial flexib...

"personal loan in ZOPA provided the financial flexibility I needed with a smooth approval process and manageable repayment terms. Highly satisfied with the support and service!" Reviewed on: 24th April 2025

Zopa is great for improving your credit rating

Considering my credit rating these upper loan gave me good rates at least for monthly payment scheme. Since taking out these upper load and paid monthly fees, my credit score has it improved greatly. I highly recommend zopa for both credit cards and loans Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Dot Dot Loans 3.28 from 14 reviews
Loans
from Capital Credit Union 4.94 from 752 reviews
Home Credit
from Morses Club 2.87 from 34 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub