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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great service

Great service and support through all stages of the process Reviewed on: 23rd April 2025

Big Zopa love

Love Zopa, always treated me fairly Reviewed on: 23rd April 2025

App is fantastic user friendly & packed with loads o...

App is fantastic user friendly & packed with loads of information and options. Great advice on improving credit rating Reviewed on: 23rd April 2025

Easy to use App good customer service

Easy to use App good customer service Reviewed on: 23rd April 2025

Quick and easy, clear comms.

Quick and easy, clear comms. Very easy to see balance. Reviewed on: 23rd April 2025

Very easy application and very quick at dealing with...

Very easy application and very quick at dealing with the application from start to finish moneybwas in the bank within a matter of days would highly recommend Reviewed on: 23rd April 2025

Excellent service

Simple, fast, reliable experience with amazing customer service Reviewed on: 23rd April 2025

Excellent company

Zopa were very efficient and easy to navigate. Everything was done and sorted within half an hour. Reviewed on: 23rd April 2025

Definitely worth checking

Applied for a loan it was a very straight forward process a speed response, whilst it wasn't the cheapest rate, I was impressed with the hassle free process. Reviewed on: 23rd April 2025

Love the ease of using zopa

Easy to use great products from loans to savings and their new bank account Reviewed on: 23rd April 2025

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