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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Am very happy with zopa account and zopa credit card...

Am very happy with zopa account and zopa credit card this is same like my family accounts Reviewed on: 22nd April 2025

Zopa are amazing, I have taken a couple of loans wit...

Zopa are amazing, I have taken a couple of loans with them and they have been great, regular updates and contact. The app is super easy and offers hints on how I could get the most out of any savings I have. I would happily recommend Zopa to friends and family. The big banks could and should take a long hard look and see how things can be done instead of worrying about shareholders and dividends be like Zopa and care about customers Reviewed on: 22nd April 2025

Great service and products.

Great service and products. App works really well. Reviewed on: 22nd April 2025

My experience was very good and productive excellent

My experience was very good and productive excellent Reviewed on: 22nd April 2025

Decent rate when I needed it and good app.

Decent rate when I needed it and good app. Easy to use, and easy to pay off early as I'm doing now. Reviewed on: 22nd April 2025

Easy to use

It's always been straightforward and easy to interact on the app, payments and transaction are clear, applying was easy Reviewed on: 22nd April 2025

Quick and easy to apply and cash in the bank within...

Quick and easy to apply and cash in the bank within an hour Reviewed on: 22nd April 2025

Good handy extra cash when i need it no hasle to pay...

Good handy extra cash when i need it no hasle to pay back Reviewed on: 22nd April 2025

Nice to be treated as more than just a credit score

I have a poor credit rating due to having a closed IVA on my credit file but having a Zopa credit card and connecting my bank account via open banking, allowed them to see past my credit score and in this day and age of being just a number and statistic it was nice to feel like I was treated as a human and given a second chance at credit having worked hard to put my finances back in shape, A very easy process with fair interest rates. Reviewed on: 22nd April 2025

Very helpful and there site and app are easy to use...

Very helpful and there site and app are easy to use and navigate Reviewed on: 22nd April 2025

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