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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

superb customer service

very effecient and seemless experience setting up a new loan Reviewed on: 30th June 2017

Easy and quick approval hassle free

Didn't need to contact everything can be done online easy and simple Reviewed on: 30th June 2017

Simple, friendly and honest

Very helpful. Straightforward process. Speedy and very good value for money too! Reviewed on: 30th June 2017

Simply the best

Quick and easy. Staff were pleasant, helpful and friendly and took the time to explain things and answer questions. Will definitely use again. Reviewed on: 30th June 2017

Fast, flexible and easy to setup

Had the money within 3 days of registering on the website, great interest rate with no early repayment fees... perfect service for the last 4 years thank you Reviewed on: 30th June 2017

Efficient company

Very helpful and easy to use , got a loan a few years ago , with efficient service Reviewed on: 30th June 2017

Easy peasy

Excellent communication, fantastic service and super fast arrangement of finances. Nice one ZOPA! Reviewed on: 30th June 2017

Great!

Quick decision,good communication and competitive interest rates Reviewed on: 30th June 2017

Amazing service

Super quick when I needed and no issues since. Reviewed on: 30th June 2017

Brilliant

Firendly fast and no hassles. Brilliant. Thanks. Reviewed on: 30th June 2017

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