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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great

They really help me out with great rates to Reviewed on: 30th June 2017

The best thats out there.

Have had difficulties with loans in the past past but zopa gave me the chance when i really needed it. Thanks. Reviewed on: 30th June 2017

Very impressed with zopa services

Very quick service and help me very much to sort out my problem Reviewed on: 30th June 2017

Lowest APR

It was so easy to apply for my loan online. The money was in my account so quickly and it was the lowest APR of all the loan companies I looked at Reviewed on: 30th June 2017

Fantastic

Fantastic company, great service from start to finish couldn't ask for more Reviewed on: 30th June 2017

Fast and very efficient response to all enquiries

I was impressed at how quickly things were processed from the point of application to funds being released into my account. It's also very clear how much you will pay for the period of time, with no hidden or unexplained extras. I would definitely recommend Zopa! Reviewed on: 30th June 2017

Would recommend

Good lender quick and easy to set up and repay Reviewed on: 30th June 2017

Very pleased

I have had a Zopa loan and recommended my son who needed a new car and he was very pleased when this was agreed. Reviewed on: 30th June 2017

Quick speedy

I went to Zopa as they had a great interest rate also very quick, efficient and professional service. Thanks Reviewed on: 30th June 2017

Zopa loan

This is my 2nd loan with Zopa and I got an even lower rate! Quick, simple to apply and very low rates. Highly recommended! Reviewed on: 30th June 2017

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