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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Zopa no.1

Zopa has been a pleasure to deal with. Best loan prices, great communication and so simple! I've recommended them to a lot of family and friends. Reviewed on: 30th June 2017

Easy to arrange loan with quick payment to my account.

My application was quickly dealt with. The money was in my bank account exactly when I was told it would be. Reviewed on: 30th June 2017

great sevice

easiest application best loan company to deal with Reviewed on: 30th June 2017

Efficient service with great interest rates.

Very impressed with the service received from Zopa. My initial application was processed within minutes. The loan was approved very soon after. Money was transferred within days as indicated. Excellent service. Reviewed on: 30th June 2017

Excellent no hassle loan

No problems from start to finish. Application online approved instantly and money received within 3 days. Can make payments and check everything online. Absolute dream. Reviewed on: 30th June 2017

Fast, simple, secure

Easy to deal with. No fuss, speedy and clear. Reviewed on: 30th June 2017

Fair,easy & reasonably prised

No haggle, straight forward, and no silly questions asked ! Reviewed on: 30th June 2017

trusted

trusted, secure, fast and good value for repayment rate Reviewed on: 30th June 2017

Fantastic company

Very easy to interact with and they have a great efficient path from application to money in the bank.. Also a small matter of great rates Reviewed on: 30th June 2017

Competitive rates, good service

Organised loan in a few days over phone. Excellent, trustworthy service that inspires confidence. Excellent rate with no penalty early payment, exactly what I was looking for. Reviewed on: 30th June 2017

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