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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

higly recomand!!!

everithing fast and smooth!!! 5 starss Reviewed on: 30th June 2017

Excellent service. Fair rates. Quick to process.

Very straightforward service. We wanted to take a loan out to cover money we required to spend to visit our daughter who was undertaking a volunteering exercise in Malawi. What struck me was the element of trust in arranging the loan. Normally I feel these things are stressful - this was just very common sensical. There was also a sense of fairness and no greed in the repayments.... Reviewed on: 30th June 2017

Competitive rates no early repayment fee

Took a loan a few years ago to pay my overdraft off. Zopa had the best rates at that time . I was in a position to pay loan off earlier than the agreed term and I didn't need to pay an early payment fee. Great service . I will always check zopa rates should I ever need a loan in future. Reputable company . Reviewed on: 30th June 2017

simple and fair

borrow an amount and pay back as they say, worked brill for me , loans made simple as they say and its true. Reviewed on: 30th June 2017

Excellent & quick

I requested a loan and was accepted. The money was then put into my account. No hassle. All excellent staff and customer service Reviewed on: 30th June 2017

Fast and responsive

Good rates and quick to get back to you 5 star company Reviewed on: 30th June 2017

Easy, Simple, Competitive, fast!

The title sums it up! If you need money fast at a very competitive rate Zopa is the place to go! Go Zopa! Reviewed on: 30th June 2017

Lending made easy!

Simple, straight forward and had my decision the same day. Also great rates availble, much more competitive than the high street banks! Reviewed on: 30th June 2017

Great service, smooth from start to finish

It's was all done online, quick and very very easy, no stress. Would fully recommend Zopa! Reviewed on: 30th June 2017

Gets you the best deal for you

Gets you the best deal for your situation and for me the lowest apr Reviewed on: 30th June 2017

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