Smart Money People Logo
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (65248)

Fantastic service, can't fault them!

5
I had a great experience with my loan from Zopa. It was very fast and simple, went straight into my bank account within 3 days! Great company. Reviewed on: 30th June 2017
Charlie Bardwell's avatar
Charlie Bardwell

Amazing company

5
I experienced most a most professional and easy to deal with company Reviewed on: 30th June 2017
SUSAN DAVIES's avatar
SUSAN DAVIES

Great facilities and ease of management

5
I have recently topped up an existing loqn with Zopa and I never thought it would be this easy. I think the concept behind connecting lenders to customers represents tge future of business in the UK. I am recommending Zopa to all my relatives and acquaintances. Reviewed on: 30th June 2017
Alexandru Misan's avatar
Alexandru Misan

Quick and painless

5
Requested a loan this was done quickly. Have recommended plenty of family and friends, fantastic and very fair service and treatment. Thank you for your help zopa. Reviewed on: 30th June 2017
Stefan Walcott's avatar
Stefan Walcott

Loan to buy a car

5
Really easy, really quick, best rates I could find. Highly recommend Reviewed on: 30th June 2017
Richard Coyne's avatar
Richard Coyne

Excellent service

5
I have used zopa many times. It is quick , no fuss, excellent interest rateds and delivers exactly what you need Reviewed on: 30th June 2017
Liz's avatar
Liz

World class service.

5
Quick efficient crystal clear company! Reviewed on: 30th June 2017
Ingrid john's avatar
Ingrid john

Very easy, quick and trouble free.

5
Best interest rate available at the time, quick and easy to apply, and efficiently managed. Reviewed on: 30th June 2017
Helge Moll's avatar
Helge Moll

Highly Recommended Loan Provider

5
A rapid and Highly professional company who provide a blue chip company expertise at the tip of your fingers !! Don't waste your time with any other loan provider ! I was truly amazed how quick the money was in my account !! Well Done Zopa ! Reviewed on: 30th June 2017
Pasco's avatar
Pasco

Excellent service

5
Excellent service received; would highly recommend! Reviewed on: 30th June 2017
Rachel's avatar
Rachel

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill