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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Quick, efficient and hassle-free loan provider

My first experience was a revelation. I didn't realize that loan can be obtained in such an efficient, transparent and yet hassle-free way. Reviewed on: 30th June 2017

Clear, simple loan service

I have found Zoopla a positive company to work with Reviewed on: 30th June 2017

5 star service

Zopa was such an easy, no fuss place for a loan. Easy to navigate website, the loan was approved within days, the money in my account soon after with clear explanation of how much interest & date/s the repayments would commence. Excellent company. Reviewed on: 30th June 2017

Very easy and clear

Love zopa! It's fast, easy to understand and offers low interest with no hidden fees. Reviewed on: 30th June 2017

Great rates, can pay back early without charges. Can't beat it.

Rates beat the high street banks. Can pay back early without changes too. Additionally, nice and flexibly managed online -- I've changed the day of the month that instalments are taken out easily within a few clicks. Would recommend! Reviewed on: 30th June 2017

Really simple

It's really simple to apply for and is processed really quickly can't fault at all Reviewed on: 30th June 2017

Loan

Quick approval. All online. Sorted in 2 working day. Tanks ZOPA Reviewed on: 30th June 2017

Excellent

Brilliant excepted right away Hassel free. Reviewed on: 30th June 2017

The rate what you guys offer is brilliant and how easy it is to make more payments.

The thing what I like about zoap is how easy it is to to look at your account online make bigger payments as well also rang the team as well to make a final payment it was so easy to do I can't believe how easy we can invest as well I would 110% recommend zoap to the family and friends I would the to invest in zoap. Reviewed on: 30th June 2017

Simple, fast and easy way to borrow money.

I needed £4000 for a DIY project, saw Zopas advert and applied for the loan as per the Zopa instructions which were very straight forward. It took no time at all for their positive reply and i found the whole procedure a very simple, fast and easy way to borrow the money. The repayment rates were significantly cheaper than everyone else i approached and, all i can really say is that it was a "no brainer" to agree to the loan. I would unconditionally recommend Zopa to anyone who wants to borrow money at very low interest and ease of application. Good luck.! Reviewed on: 30th June 2017

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