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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

What I needed, when I needed it

I needed a loan to finish my house renovations and due to my circumstances, I was unable to get a loan with a 'high street' lender. Luckily, Zopa was offering great rates at exactly the right time Reviewed on: 30th June 2017

accessable, friendly hones

easy to apply, no hidden costs or small print very very competitive rates and a friendly service thanks Reviewed on: 30th June 2017

Quick, efficient and hassle-free loan provider

My first experience was a revelation. I didn't realize that loan can be obtained in such an efficient, transparent and yet hassle-free way. Reviewed on: 30th June 2017

Clear, simple loan service

I have found Zoopla a positive company to work with Reviewed on: 30th June 2017

5 star service

Zopa was such an easy, no fuss place for a loan. Easy to navigate website, the loan was approved within days, the money in my account soon after with clear explanation of how much interest & date/s the repayments would commence. Excellent company. Reviewed on: 30th June 2017

Very easy and clear

Love zopa! It's fast, easy to understand and offers low interest with no hidden fees. Reviewed on: 30th June 2017

Great rates, can pay back early without charges. Can't beat it.

Rates beat the high street banks. Can pay back early without changes too. Additionally, nice and flexibly managed online -- I've changed the day of the month that instalments are taken out easily within a few clicks. Would recommend! Reviewed on: 30th June 2017

Really simple

It's really simple to apply for and is processed really quickly can't fault at all Reviewed on: 30th June 2017

Loan

Quick approval. All online. Sorted in 2 working day. Tanks ZOPA Reviewed on: 30th June 2017

Excellent

Brilliant excepted right away Hassel free. Reviewed on: 30th June 2017

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