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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

The rate what you guys offer is brilliant and how easy it is to make more payments.

5
The thing what I like about zoap is how easy it is to to look at your account online make bigger payments as well also rang the team as well to make a final payment it was so easy to do I can't believe how easy we can invest as well I would 110% recommend zoap to the family and friends I would the to invest in zoap. Reviewed on: 30th June 2017

Simple, fast and easy way to borrow money.

5
I needed £4000 for a DIY project, saw Zopas advert and applied for the loan as per the Zopa instructions which were very straight forward. It took no time at all for their positive reply and i found the whole procedure a very simple, fast and easy way to borrow the money. The repayment rates were significantly cheaper than everyone else i approached and, all i can really say is that it was a "no brainer" to agree to the loan. I would unconditionally recommend Zopa to anyone who wants to borrow money at very low interest and ease of application. Good luck.! Reviewed on: 30th June 2017

Extremely helpful

5
Staff are extremely and helpful when I have had enquiries over the phone and net. A professional company I would strongly recommend to friends and family. Reviewed on: 30th June 2017

Happy Customer, hassle free

5
Dealing with Zopa was straightforward, friendly and prompt. Recommended without hesitation. Many thanks Reviewed on: 30th June 2017

Amazing!

5
I needed a quick financial help to continue training in higher education. Zopa was the best! Very quick application process and very little questions to be approved. I couldn't believe that in 3 minutes I was approved for loan. I was the happiest person on the world as my dream came true! Monthly payments are low and fair. I will use them again without hesitation. I have recommended Zopa to my friends and family. Thank you so much! You are lovely!!! Happy customer. Xxxx Reviewed on: 30th June 2017

Easy loan

5
Simple sign up and process and repayments - would recommend. Excellent rates too! Reviewed on: 30th June 2017

Great service and value for money

5
Great customer service lot of help on the phone and one of the best loan deals that was about Reviewed on: 30th June 2017

Haven't found better

4
Really good customer service and dealing with repayment options couldn't be easier! Reviewed on: 30th June 2017

Easy lending

5
Easy experience from start to end! Reviewed on: 30th June 2017

Very likely

5
It was easy to apply and a decision straight away. The money was in my account within 3 days and the direct debit set up. Fantastic Reviewed on: 30th June 2017

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