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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Easy

Easy and simple the way I like it Reviewed on: 30th June 2017

Pain free and speedy borrowing

Being able to see if you are eligible for the loan without affecting your credit score was just as important as getting confirmation of the loan at a fantastic rate in a matter minutes! Would definitely recommend!!!! Reviewed on: 30th June 2017

Great service

Fab service fast and efficent, loan in my account very quickly, Online spplication very easy to complete Reviewed on: 30th June 2017

Zopa. Best money lender there is?

While I've only had 3 loans in my shortish life, I don't think Zopa can be beat. They were quick to respond to my loan application and BY FAR gave the cheapest interest rates. What more could a person want? Reviewed on: 30th June 2017

Easy and fast Loan

I found it easy and fast to get a loan to buy my car and any issues i have had have been handled by the polite and helpful staff I have talked to on the phone. Would definitely recommend!! Reviewed on: 30th June 2017

Nice and Easy To Set up

The Zopa loan I took out this year was very easy to apply for and was approved very quickly. They are always pleasant to deal with and there are no issues from me. Chris Reviewed on: 30th June 2017

The right choice

I choose Zoopla looking at several reviews, they were the right choice for me, simple application process, and quick approval, will use them again if the need arises Reviewed on: 30th June 2017

Fast and affordable

So simple to apply, fast and straight forward. I highly reccomend zopa Reviewed on: 30th June 2017

Zola - Great loan

I currently have a car loan with Zopa and found them very easy to deal with. The loan was agreed very quickly and efficiently and it is a very competitive. Would recommend them! Reviewed on: 30th June 2017

a very good company to deal with.

I have had a great experience with this provider and my e-mails are replied to in 24 hours.Thankyou. Reviewed on: 30th June 2017

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