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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy, Fast and a great deal!

5
When looking for a loan I usually look for the best deal, when I came across Zopa I was shocked how good the interest rate was, immediately I thought there must be a catch, however after getting a representative example on the rate I would be paying I then applied online using the easy to use website. I was happy with the rate I was offered and the quick and easy process overall. I would recommend Zopa to family and friends, and if I ever need another loan in the future they would definitely be my first choice. Reviewed on: 30th June 2017

Simple and great

5
Very simple process, very happy with their customer service. I was not sure if I would be accepted but was delighted when I was. I would recommend to friends and family Reviewed on: 30th June 2017

Easy

5
Easy and simple the way I like it Reviewed on: 30th June 2017

Pain free and speedy borrowing

5
Being able to see if you are eligible for the loan without affecting your credit score was just as important as getting confirmation of the loan at a fantastic rate in a matter minutes! Would definitely recommend!!!! Reviewed on: 30th June 2017

Great service

5
Fab service fast and efficent, loan in my account very quickly, Online spplication very easy to complete Reviewed on: 30th June 2017

Zopa. Best money lender there is?

5
While I've only had 3 loans in my shortish life, I don't think Zopa can be beat. They were quick to respond to my loan application and BY FAR gave the cheapest interest rates. What more could a person want? Reviewed on: 30th June 2017

Easy and fast Loan

5
I found it easy and fast to get a loan to buy my car and any issues i have had have been handled by the polite and helpful staff I have talked to on the phone. Would definitely recommend!! Reviewed on: 30th June 2017

Nice and Easy To Set up

5
The Zopa loan I took out this year was very easy to apply for and was approved very quickly. They are always pleasant to deal with and there are no issues from me. Chris Reviewed on: 30th June 2017

The right choice

5
I choose Zoopla looking at several reviews, they were the right choice for me, simple application process, and quick approval, will use them again if the need arises Reviewed on: 30th June 2017

Fast and affordable

5
So simple to apply, fast and straight forward. I highly reccomend zopa Reviewed on: 30th June 2017

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