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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

87% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

top leader

Got a quick answer , easy to understand breakdown of the loan and easy to use website to track payments Reviewed on: 30th June 2017

Fast and efficient, and a great investment too

Really efficient service, and an innovative way of funding Reviewed on: 30th June 2017

Excellent service

Easy no hassle great service Would defo recommend to a friend very impressed Reviewed on: 30th June 2017

Good APR.

Good apr and quick response time Reviewed on: 30th June 2017

Excellent efficient service

Loan processed efficiently, cost effective terms - and no early repayment - excellent service Reviewed on: 30th June 2017

Great service

Friendly and efficient service with good customer service Reviewed on: 30th June 2017

Mrs

Quick, simple no messing. The forms were easy to complete and understand. Reviewed on: 30th June 2017

Easy and affordable

I took out a small loan to supplement my spending money on the holiday of a lifetime making my experience so much more valuable. The application process was easy and I was accepted no problem despite not having much credit history. The monthly repayments are very affordable just like paying phone contract. Overall I'm a very satisfied customer. Reviewed on: 30th June 2017

GreT 5 star service

Great rates for borrowers ease of application on line emediate decision friendly staff great 5 star service Reviewed on: 30th June 2017

Simple Quick and Hassle Free

Brilliant service, love the website and the way you can manage your account and make over-payments. A modern loan provider who really provide a hassle free service. Recommended. Reviewed on: 30th June 2017

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