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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Zola - Great loan

I currently have a car loan with Zopa and found them very easy to deal with. The loan was agreed very quickly and efficiently and it is a very competitive. Would recommend them! Reviewed on: 30th June 2017

a very good company to deal with.

I have had a great experience with this provider and my e-mails are replied to in 24 hours.Thankyou. Reviewed on: 30th June 2017

top leader

Got a quick answer , easy to understand breakdown of the loan and easy to use website to track payments Reviewed on: 30th June 2017

Fast and efficient, and a great investment too

Really efficient service, and an innovative way of funding Reviewed on: 30th June 2017

Excellent service

Easy no hassle great service Would defo recommend to a friend very impressed Reviewed on: 30th June 2017

Good APR.

Good apr and quick response time Reviewed on: 30th June 2017

Excellent efficient service

Loan processed efficiently, cost effective terms - and no early repayment - excellent service Reviewed on: 30th June 2017

Great service

Friendly and efficient service with good customer service Reviewed on: 30th June 2017

Mrs

Quick, simple no messing. The forms were easy to complete and understand. Reviewed on: 30th June 2017

Easy and affordable

I took out a small loan to supplement my spending money on the holiday of a lifetime making my experience so much more valuable. The application process was easy and I was accepted no problem despite not having much credit history. The monthly repayments are very affordable just like paying phone contract. Overall I'm a very satisfied customer. Reviewed on: 30th June 2017

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