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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

GreT 5 star service

Great rates for borrowers ease of application on line emediate decision friendly staff great 5 star service Reviewed on: 30th June 2017

Simple Quick and Hassle Free

Brilliant service, love the website and the way you can manage your account and make over-payments. A modern loan provider who really provide a hassle free service. Recommended. Reviewed on: 30th June 2017

Easiest and best loans out there

One of the best account based loans to have, can easily adjust and overpay your loan online Reviewed on: 30th June 2017

Brilliant

Easy to access and no quibbles. Competitive Apr and easily affordable Reviewed on: 30th June 2017

Excellent rates and service

Easy to borrow, good rates and efficient customer service Reviewed on: 30th June 2017

Super Zopa

Incredibly simple process. Great customer service. Reviewed on: 30th June 2017

Excellent service

The whole process Was quick and easy just with a click of a few buttons. Within a few days the money was in my account!! Would recommend to anyone wanting to borrow money as they have really low interests rates aswell. Thanks Zopa! Reviewed on: 30th June 2017

Quick, Reliable & Friendly

You will find the best offers for loans with Zopa. Its all hassle free & Straight to the point. Reviewed on: 30th June 2017

Amazing and fridenly service

I was really needing a loan. And Zopa was there for me, to help me in a time of a need. Thank you Reviewed on: 30th June 2017

Quick easy and secure

Secured a loan with zopa very quickly with a very good interest. Used them before and will use them again 5* Reviewed on: 30th June 2017

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