Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Simple Quick and Hassle Free

5
Brilliant service, love the website and the way you can manage your account and make over-payments. A modern loan provider who really provide a hassle free service. Recommended. Reviewed on: 30th June 2017

Easiest and best loans out there

5
One of the best account based loans to have, can easily adjust and overpay your loan online Reviewed on: 30th June 2017

Brilliant

5
Easy to access and no quibbles. Competitive Apr and easily affordable Reviewed on: 30th June 2017

Excellent rates and service

5
Easy to borrow, good rates and efficient customer service Reviewed on: 30th June 2017

Super Zopa

5
Incredibly simple process. Great customer service. Reviewed on: 30th June 2017

Excellent service

5
The whole process Was quick and easy just with a click of a few buttons. Within a few days the money was in my account!! Would recommend to anyone wanting to borrow money as they have really low interests rates aswell. Thanks Zopa! Reviewed on: 30th June 2017

Quick, Reliable & Friendly

5
You will find the best offers for loans with Zopa. Its all hassle free & Straight to the point. Reviewed on: 30th June 2017

Amazing and fridenly service

5
I was really needing a loan. And Zopa was there for me, to help me in a time of a need. Thank you Reviewed on: 30th June 2017

Quick easy and secure

5
Secured a loan with zopa very quickly with a very good interest. Used them before and will use them again 5* Reviewed on: 30th June 2017

Fantastic!

5
Great service, very quick and easy to use. Would recommend Zopa as an excellent provider. Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products