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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Clear and precise from start to finish

Online experience excellent with no hassle instant application confirmation. Assess before you apply approach - refreshing. Good job Zopa Reviewed on: 30th June 2017

Easy set-up, low interest rates, no snags

Applying and setting up the loan was a doddle, and the low interest rates made it a no-brainer. There is a very easy process for checking the up-to-date details of the loan and history of payments etc at any given time. I am very impressed. Reviewed on: 30th June 2017

Best for personal finance - no hassle, no anxiety. Proper Good.

Got a loan, minimum effort, maximum gain. Reviewed on: 30th June 2017

Makes sense

Competitive borrowing without giving your money back to the big banks! Reviewed on: 30th June 2017

Simple, clear and fair.

I used Zopa to borrow a sum of money at a great rate compared to the banks. The process was simple and well explained. I have been happy to recommend Zopa to friends and family. Reviewed on: 30th June 2017

Quick, easy and great rates!

Zoopla offered very competitive rates and it was simple and easy to apply. Money was transfered quickly and the team kept me up to date with the process. I would definately recommend! Reviewed on: 30th June 2017

Terrific!

This is the second loan I have taken out with Zopa and i received the same fast efficient service as previously. Would highly recommend Zopa. Reviewed on: 30th June 2017

Hassle free borrowing.

I needed jusy a little top up for a holiday and chose zopa after reading reviews i applied. I was in a restaurant eating dinner when i applied and the process was so easy , so simple. The money was in my account within 2 days and was very happy. Would recommend 100%. Reviewed on: 30th June 2017

What I needed, when I needed it

I needed a loan to finish my house renovations and due to my circumstances, I was unable to get a loan with a 'high street' lender. Luckily, Zopa was offering great rates at exactly the right time Reviewed on: 30th June 2017

accessable, friendly hones

easy to apply, no hidden costs or small print very very competitive rates and a friendly service thanks Reviewed on: 30th June 2017

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