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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
79% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65247)

Job done

4
Easy, quick and efficient. No hassle just quick to complete. Then recieve money Reviewed on: 30th June 2017

Quickest with amazing apr.

5
I cannot praise zopa highly enough. My overall experience was quick and reliable. The lowest apr around. I woukd definitely recommend and use again. Thanks zopa. Reviewed on: 30th June 2017

Quick and simple and fair

5
Simple process, great customer fairly and great comms Reviewed on: 30th June 2017

Fast, quick, easy.

5
A fast quick and easy service at a good rate, far better than any of the banks. Reviewed on: 30th June 2017

Very good service, quick and simple process

5
We have used twice now and have been very pleased Reviewed on: 30th June 2017

Great easy

5
Very easy to apply for. Speedy cash transfer Reviewed on: 30th June 2017

Great to deal with

5
The process was quick and easy which is really important. I would use Zopa again and recommend them. Reviewed on: 30th June 2017

Hassel free

5
Loan was easy to apply for and deposited in the bank quickly with updates all the way. Reviewed on: 30th June 2017

Just brilliant from start to finish

5
To be honest using Zopa was soo easy to do unlike trying to get a loan from my bank. Saved myself money, time and stress what more can I say. Reviewed on: 30th June 2017

best service you can get

5
easy to apply, great costumer service, fast trasfers Reviewed on: 30th June 2017

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