Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Quick and easy

Got accepted and received the money within hours of applying for the loan. No hassle just pay monthly direct debit job done Reviewed on: 30th June 2017

The easy choice

I took out a loan with Zopa to purchase a car at a very competitive rate and when I sold the car I paid off the remainder of my loan with no early repayment charge, which is great for me as I change my mind constantly! Easy decision when I come to take out another loan, I'll go to Zopa. Reviewed on: 30th June 2017

Job done

Easy, quick and efficient. No hassle just quick to complete. Then recieve money Reviewed on: 30th June 2017

Quickest with amazing apr.

I cannot praise zopa highly enough. My overall experience was quick and reliable. The lowest apr around. I woukd definitely recommend and use again. Thanks zopa. Reviewed on: 30th June 2017

Quick and simple and fair

Simple process, great customer fairly and great comms Reviewed on: 30th June 2017

Fast, quick, easy.

A fast quick and easy service at a good rate, far better than any of the banks. Reviewed on: 30th June 2017

Very good service, quick and simple process

We have used twice now and have been very pleased Reviewed on: 30th June 2017

Great easy

Very easy to apply for. Speedy cash transfer Reviewed on: 30th June 2017

Great to deal with

The process was quick and easy which is really important. I would use Zopa again and recommend them. Reviewed on: 30th June 2017

Hassel free

Loan was easy to apply for and deposited in the bank quickly with updates all the way. Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plane Saver Credit Union 4.90 from 5367 reviews
Personal Loan
from Everyday Loans 4.85 from 4954 reviews
Loans
from Shawbrook Bank 4.80 from 693 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub