Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Great rates Great service

My experience of Zopa is very good,loan application approved promptly,offering fantastic rates and importantly no early repayment charges.Top marks Zopa Reviewed on: 2nd June 2017

Low rate

Receive my loan within couple of days. This is my 2nd loan at Zopa. Reviewed on: 2nd June 2017

No slippy slopa when you deal with Zopa !!

Joking aside this company is very competitive with its rates and makes it easy to apply for a loan So don't take the slippery slopa apply to Zopa Reviewed on: 2nd June 2017

Quick & efficient

I set up my account with ease and efficiency. Highly recommended. Reviewed on: 2nd June 2017

Fast, Easy & Great Value

Zopa was the first company I ever got a loan with. It was very simple using the slider to determine how much you need to lend, and how much you'll monthly payments will be. After this, the application is very fast and simply. I received my money a few days after application.. And also got an amazing rate. Highly recommended! Reviewed on: 2nd June 2017

Quick, straight-forward!

Really pleased with Zopa, I applied for my loan, was accepted and the money was in my account after 2/3days. Very happy! Reviewed on: 2nd June 2017

How it should be

Was sceptical when the rate was so good compared to high street banks. Got accepted straight away ON MY PHONE! The website is very easy to use. I changed my payment date very easily with no phone calls needed. 100% would recommend and use again! Reviewed on: 2nd June 2017

Great & speedy

Easy to do online and speedy response Money in bank straight away - good service Reviewed on: 2nd June 2017

thumbs up

very quick to acknowledge and sort out your application. Reviewed on: 2nd June 2017

Hassle free loan experience!

Applied for a loan online with Zopa and the whole process was quick and easy with the money in my account much more quickly than I had expected! Would highly recommend! Reviewed on: 2nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loans
from Moneyboat.co.uk 4.83 from 354 reviews
Loans
from Boom Community Bank 4.95 from 1089 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub