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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy

5
Easy to use website and I received my money quickly. Also they have competitive rates. Reviewed on: 1st June 2017
David Cartwright-Keegan's avatar
David Cartwright-Keegan

Speedy & brilliant service

5
Application couldn't have been quicker or easier. The pre approval checker tool is really useful. Zopa gave the lowest interest rate as well, couldn't be more happy with the service. Reviewed on: 1st June 2017
Laura's avatar
Laura

Easy

5
AAAAAAA+ easy to use .............. Reviewed on: 1st June 2017
DAVID HENDERSON's avatar
DAVID HENDERSON

Great service

5
10 out of 10 service. truly amazing service Reviewed on: 1st June 2017
Clinton Douglas's avatar
Clinton Douglas

It's very convenient

5
It's very easy and quick when I need to borrow it's convenient and the money came to bank quickly Reviewed on: 1st June 2017
Muthu's avatar
Muthu

Amazing service

5
getting my loan from Zopa was a great experience. I will never get a loan from a bank or traditional financial institute again, it was really easy and quick and a thoroughly modern service. The loan was also extremely competitive and the ability to check your eligibility for a loan is very helpful Reviewed on: 1st June 2017
Clinton Douglas's avatar
Clinton Douglas

Quick and cheap

5
Good rates. Went through with no problems in about 5 days. Reviewed on: 1st June 2017
Alison Chandler's avatar
Alison Chandler

Perfect peer to peer lending

5
Brilliant concept brilliantly executed. Reviewed on: 1st June 2017
Charlie Allen's avatar
Charlie Allen

Best loan I've ever had

5
Easy application no problems repayment date that suited me hassle free Reviewed on: 1st June 2017
Tommy welsh's avatar
Tommy welsh

very easy to use

4
I liked that you could see what interest rates you would get before actually applying for the loan. This was a big factor in choosing Zopa for my loan. The whole process was very easy and clearly explained. The money was in my account within 3 working days. Reviewed on: 1st June 2017
ROSS BURNETT's avatar
ROSS BURNETT

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