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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great deal & quick cash

Brilliant rates. Easy to apply. No fuss. Will def use again if needed & will recommend to friends & family Reviewed on: 1st June 2017

Excellent

I'd def recommend Zopa,they provide and excellent customer service,website is so easy to use,difficult to find a negative. Reviewed on: 1st June 2017

Quick and easy loan

Great service, quick payment of my loan and easy to use website. Reviewed on: 1st June 2017

A loan company I'd definitely recommend

I have taken 2 small loans out with zopa. The service was easy to apply to, quick and informative. I would definitely recommend to friends and family. Reviewed on: 1st June 2017

S Goclowski

Never let me down . Professional Reviewed on: 1st June 2017

Quick,easy to apply

I found it so easy! I couldn't believe how simple it was to apply. Once accepted,the money took a few days to be in my account! I will be using zopa again. Reviewed on: 1st June 2017

Great easy to use letter, absolutely love zopa

I've had nothing but a great experiance so far with zopa, they've really been helpfull and easy to deal with, i'd recommend to anyone looking to borrow Reviewed on: 1st June 2017

I found Zopa to be the best

the in interest rate is very good it only took 2 min to be approved and i can pay of more with out any extra charges . well done Zopa Reviewed on: 1st June 2017

Car loan

Very pleased with service, very good APR rating. Reviewed on: 1st June 2017

Quick and Easy

Zopa made getting my first loan easy and much less daunting. The process was super easy and informative. Reviewed on: 1st June 2017

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