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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick and easy!

Really prompt, efficient and expedient service Very impressed Reviewed on: 1st June 2017

Brilliant service definitely recommend

I love the Zopa loan really excellent service andcwould highly recommend it much better than the halifax which I had another loan in before switching . Reviewed on: 1st June 2017

Brilliant service

Got a loan very quick and easy to do Reviewed on: 1st June 2017

outstanding loan experience

Everything was very easy outstanding interest rates and recommended to friends Reviewed on: 1st June 2017

Money at the click of your fingers!

User friendly website, know exactly what you're getting and what you're paying back, fast transfer into account! Would definitely recommend! Reviewed on: 1st June 2017

Quick, easy and worry free

This was the first loan I have ever taken out so was a little nervous but the process was so easy and very clear on the repayments. The statements are also very clearly set out so I know exactly how much I'm paying each month and can easily see how much I have paid off. Can't recommend Zopa enough!! Reviewed on: 1st June 2017

Easy process, best product, great support

Applied for a loan, was very easy process, great rates, very customer orientated customer support. Would recommend to anyone! 5* company and services! Reviewed on: 1st June 2017

Excellent

Find it hard to find a negative about my experience with Zopa,website was very straightforward and they provide a very efficient service. Reviewed on: 1st June 2017

Great company

Great company to deal with. Very good customer support, efficient and always best offers. Thank you Zopa! Reviewed on: 1st June 2017

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