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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great affordable rates

Easy friendly service and better rates than high street. Reviewed on: 1st June 2017

A very happy customer

Would use again as very easy to understand & a very quick outcome . Reviewed on: 1st June 2017

Excellent

Excellent simple easy and straight forward to apply. Quick to confirm document Reviewed on: 1st June 2017

Safe, easy cheap loan

I found zopa cheap, easy and safe to use and apply for. Would recommend them as a loan provider. Much cheaper than my Banks best rate. Reviewed on: 1st June 2017

Excellent loan service.

Very easy application. Prompt transfer of funds into account. Low interest rates. Reviewed on: 1st June 2017

Very good rates for real loans

Never had any problem I do have a good credit rating. They seem more like real people loaning for the right reasons more to help people than make a profit. Reviewed on: 1st June 2017

Excellent service

I have been using Zopa for my personal loans for a number of years, I find the service quick and uncomplicated. The rates are very competitive and I have even recommended to a number of friends and family, would definitely continue to use your service, thank you zopa Reviewed on: 1st June 2017

Triumphed where others failed

Taking out a loan with zopa was simple and very open with Apr's and charges, top notch firm Reviewed on: 1st June 2017

Very good

No hassle straightforward service Reviewed on: 1st June 2017

excellent service all round

Very impressive service I would recommend Reviewed on: 1st June 2017

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