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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Awesome experience, very quick and effective.

5
I was looking to borrow £4000 to take my family away to Florida. This was a once in a lifetime holiday. I was very pleased to have the money I applied for in my bank account within 48 hours. I could not recommend this service more strongly. Excellent customer service and very easy to apply. They made our family holiday one to remember forever. Reviewed on: 1st June 2017

Excellent company 1st Class

5
Can always rely on Zopa to help us purchase items we thought we would never be able to afford. Reviewed on: 1st June 2017

EXCELLENT ALL ROUND

5
HELPFUL, FAST. JUST EXCELLENT, HELPED ME OUT WHEN I NEEDED ASSISTANCE Reviewed on: 1st June 2017

Super fast and efficient

5
I needed a new kitchen after being invaded by rats. I didnt have the money up front so applied for a loan with ZOPA and my loan was agreed within minutes. I am so happy I had no hassle, no long forms to complete and I am now planning my new kitchen. I am amazed at the great deal I received and will use again with out a doubt. Reviewed on: 1st June 2017

every thing was quick and easy

5
what can i say the title says it all Reviewed on: 1st June 2017

Excellent

5
Excellent service Quick response Moneyin the bank next day Reviewed on: 1st June 2017

Awesome

5
Start to finish fantastic seamless service 100% recommend Reviewed on: 1st June 2017

Excellent, no other word to describe

5
Easy to apply Quick response Money in the bank next day No other company gives you that Reviewed on: 1st June 2017

Thanks

5
I am going through a difficult divorce. The bank would not consider me for a loan. Two part time jobs and the wrong side of 40. Zopa saved the day. I am now able to keep my home and stay on the property ladder. . Thank you Reviewed on: 1st June 2017

Make Zopa your No. 1 choice!

5
Such an easy way to borrow and so professional from start to finish. If you havent cheked Zopa yet for a loan then make sure you do. Reviewed on: 1st June 2017

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