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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent, prompt and efficient service from start to finish

5
A hassle free process with no untimely delays. Easy to use website and intuitive, easy to use process Reviewed on: 31st May 2017
Fraser Vincent's avatar
Fraser Vincent

Super Zopa!

5
Zopa have shown how professional loan companies should operate. Friendly, fair and organised. Reviewed on: 31st May 2017
Jacqueline Fry's avatar
Jacqueline Fry

Excellent speedy and efficient decision making and service

5
Excellent service levels and decision making Reviewed on: 31st May 2017
Stephen Lee's avatar
Stephen Lee

Loans made simple at great rates

5
Experience was simple from start to finish. Quick and easy process to complete and no issues from start to finish. Would definitely use Zopa again if needed! Reviewed on: 31st May 2017
Andrea Stewart's avatar
Andrea Stewart

Simple, fast, easy to manage

5
My bank refused me a loan when I needed it most, zopa accepted my request hassle free Reviewed on: 31st May 2017
dormantdj@hotmail.com's avatar
[email protected]

No fuss, no rip off , no worries

5
Needed a quick easy chunk of cash and zopa was not only easy and fast it was also really reasonable - there was a slight issue with the direct debit failing on the re payment ( no ones fault) but as soon as I phoned they sorted it straight away without me having to listen to hours of pre recorded messages and waiting music Highly recommend and will use again in the future Reviewed on: 31st May 2017
Timothy hall's avatar
Timothy hall

Easy and understandable

5
I found applying for a loan through Zopa was completely stress free, quick and so easy to understand. No confusing jargon and quick to get an answer. Reviewed on: 31st May 2017
Liz Rimell's avatar
Liz Rimell

Very precise

5
Very quick no hassle loan with a consise payback plan would definatley recommend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Fast and Easy

5
A match found from a credit scoring website. Application was fast and painless with an instant approval. Thenfunds were available a few days later. Great company and would definitely recommend Reviewed on: 31st May 2017
Chrisphipps247@btinternet.com's avatar
[email protected]

Very precise

5
Very quick no hassle loan with a consise payback plan would definately recommend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

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