Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Best loan company

Easy to apply, great rates and easy to access online account. Reviewed on: 31st May 2017

Very precise

Quick no hassle loan with a consise payback plan would definately reccomend Reviewed on: 31st May 2017

Quick, easy, and low interest loans with flexible payments

The loan was quick and easy to arrange, the user interface and terms and conditions are clear and simple, and I like that you have flexibility to overpay/pay back early with no penalty. The interest rates are also highly competitive. Have recommended to pretty much everyone! Reviewed on: 31st May 2017

Great service

Very quick easy and helpful service no proplem with anything at all website has a great layout very clear and easy to use Reviewed on: 31st May 2017

My car finance

Excellent provider. I was in need of urgent finance to replace my old car with a newer one and Zips came to the rescue. Offering fantastic rates and an achievable payback period has enabled me to secure a quick and easy loan with the company. Rapid to organise the money with no hassle. Would highly recommend for future loan seekers. Reviewed on: 31st May 2017

Does what it says on the tin

I have never been as happy with a loan company, they did all what they said they would. Any correspondence I have received has always been pleasant and helpful and let me knew just where I was up to all the way through my 24 months (only 2 months left). It's been that ok I am thinking of having another one and yes I would use Zopa again. Thank you . Reviewed on: 31st May 2017

simple, quick and hassle-free

My car had just bitten the dust and I needed a new motor fast. Zopa's application was easy and I got accepted quickly. In no time at all the money was in my account and hello new car. Reviewed on: 31st May 2017

Great

Great and quick service. Very friendly team and a pleasure to deal with Reviewed on: 31st May 2017

Great service, great rates, easy to use

Zopa are a great company, great rates, easy to use and apply for and excellent service. Reviewed on: 31st May 2017

Competitive rates & no fuss

Straight forward to process and low rates......couldn't have asked for more Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Bamboo Loans 4.91 from 13934 reviews
Personal Loans
from Cashfloat 4.94 from 26 reviews
Loans
from Great Western Credit Union 4.78 from 825 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub