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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Simple and effective

Zopa gave me the best rate and the application process was smooth. I couldn't be happier with their service and support. Reviewed on: 31st May 2017

best overall company for a loan and the cheapest .

Just use the comparrisson sites and enter how much money you would like to borrow,give zopa a day and you will get a swift reply,it will be the cheapest easily and be in your bank within 3 to 4 day's.Simple. Reviewed on: 31st May 2017

Would recommend to anyone

Needed a loan to pay off a credit card debt that had a high interest rate that didn't seem to be going down, I didn't like the idea of getting a payday loan and Zopa seemed like the best deal available with an affordable interest rate and low monthly payments, would reccomend to anyone Reviewed on: 31st May 2017

The easiest & cheapest loan wver

The process from start to finish was the easiest and smoothest loan I have ever applied for. It is also the cheapest rate and incredibly no penalties for settling early. Truly amazing. Reviewed on: 31st May 2017

Simply the best!

Excellent Service, hassle free! Recommended to all ! Reviewed on: 31st May 2017

Quick, simple, fast

Application was quick and easy, simple to understand t&c's, fast to pay me the money! Zero early repayment fee too so very easy to pay off the loan once we moved house! Will definitely recommend to anyone! Reviewed on: 31st May 2017

Best ever

I have had a few loans from Zopa, and they are fast, efficient, and clear about everything. Best ever rates, and top staff. Reviewed on: 31st May 2017

Excellent

Very easy process and no hassel i had money in my account within 3 days and intrest rates very decent as well highly recommended Reviewed on: 31st May 2017

Hassle free loan application..

The first time I applied for a loan at ZOPA, I didn't wait that long to be approved. No fuss! Just complete their requirements and that's it..on top of this they have low interest rate. Highly recommended!! Reviewed on: 31st May 2017

Unbeaten

Simple to apply, great rates, accessible website with the ability to make extra payments without penalty. Wish I'd known about Zopa before! Reviewed on: 31st May 2017

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