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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy to deal with

Fast & efficient service, very easy to use Reviewed on: 31st May 2017

Quick, easy, very decent rates!

My loan started with a letter through the post, regarding a pre-approved loan at a very decent rate. It took next to no time to get through the process and got the money next day. Very happy customer and would recommend to anyone who needs a longer term loan! Reviewed on: 31st May 2017

Great service

I've found zopa really easy to do business with; great service, great rates great company!! Reviewed on: 31st May 2017

The only 'no fuss' loan provider

Other loan providers like to baffle you with jargon and don't spell out how much you have to repay, what the payment date will be, what the interest will be etc. Even if they do, it's sometimes hidden in the small print. Zopa provides a quick, no fuss, informed detail of your loan and how much you will repay each month. Very easy to change payment date or add to existing loan. I won't look any where else in future if I need another loan. Reviewed on: 31st May 2017

Great choice

Applying for the loan was quick and easy and the money was delivered with in the time frame stated, in my case 3 days. One of the things I like about Zopa is the ease with which I can make further payments with no penalty. Reviewed on: 31st May 2017

Excellent service

What can I say the service is excellent from start to finish. Hassle free process makes it easy to apply and secure loan. Have recommended to lots of friends and family. By far the best service i have ever recieved from a loan company or bank. Reviewed on: 31st May 2017

Fab rate, smooth process

So glad i picked Zopa for my loan Reviewed on: 31st May 2017

Clear figures given and repayments

We needed money quickly for a car and we were given it Thankyou very much Reviewed on: 31st May 2017

Fab easy service

Was an extremely easy experience and had the money promptly. Reviewed on: 31st May 2017

Under quick and so friendly

I was very nervous when applying as I had been turned down on the high street. But the website was clear and easy to navigate. I was out at ease immediately and when speaking to staff they have gone out of their way to help and reassure. Reviewed on: 31st May 2017

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