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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

quick decision given

easy to fill in forms and get a quick answer for a loan Reviewed on: 31st May 2017

Easy and hassle free!

Application process was very straight forward and the money was available quickly. Settled my account early without any issues. Reviewed on: 31st May 2017

Perfect

Fast prompt effecient service eould highly reccomend Reviewed on: 31st May 2017

Easy,quick decision!

Applied for the loan for a holiday..had the money in my account within 3 days.Excellent customers service No negatives about this company Reviewed on: 31st May 2017

Exclusive treatment

Treated like a VIP from the get go with lots of advise and so forth. Secondly Zopa was there when I needed them in an emergency. Thanks a million. Reviewed on: 31st May 2017

Prompt&professional

Was not pushed into anything everything do eady Reviewed on: 31st May 2017

Quick and easy

Quick and easy and leaves you in control Reviewed on: 31st May 2017

Fast and efficient

I applied for a small loan and d a fast reply the money was sorted and I was able to pay off an overdraft immediately with Zopa's better terms. I love Zopa Reviewed on: 31st May 2017

My loan

Easy to deal with...straight forward application and quick decision...would recomend to anybody Reviewed on: 31st May 2017

great service

A great service and incredibly easy to use. Reviewed on: 31st May 2017

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